Skip to content
Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin27.9%+9.4pp25.7%+9.1pp23.4%+7.7pp21%+5.3pp18.5%+3.2pp
Free cash flow margin28.1%-9.9pp27.3%-1.4pp28.9%-8.6pp42.2%+15.8pp38%+23.9pp
Returns
Return on equity9.8%+4.2pp8.7%+3.9pp7.7%+3.2pp6.6%+2.1pp5.6%+1.3pp
Return on assets0.8%+0.4pp0.7%+0.3pp0.6%+0.3pp0.5%+0.2pp0.4%+0.1pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Per Share
Book value per share$45.75+9.9%$45.18+11.0%$44.10+9.2%$42.47+8.5%$41.62+7.5%
Valuation
Market capitalization$561.16M+93.1%$421.91M+30.1%$360.93M+30.3%$306.82M+29.4%$269.2M+4.5%
Price / earnings16×+0.1×13.9×-7.0×13.8×-5.9×14×-3.2×14.7×-4.7×
Price / sales4.5×+1.5×3.6×+0.1×3.2×+0.1×2.9×+0.2×2.7×-0.3×
Price / book1.5×+0.6×1.1×+0.2×+0.2×0.9×+0.1×0.8×0.0×
Free cash flow yield6.3%-6.6pp7.6%-0.6pp8.9%-3.2pp14.3%+4.6pp13.9%+9.2pp
Earnings yield6.2%-0.1pp7.2%+2.4pp7.2%+2.2pp7.1%+1.3pp6.8%+1.6pp
PEG ratio0.2×-0.2×0.1×-1.2×0.2×0.2×0.4×

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do Southern First Bancshares's ratios come from?
Every ratio is computed from Southern First Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.