Southern First Bancshares SFST Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Total Consumer by Product | ||||||
| Construction | $33.88M+43.9% | $25M+19.8% | $25.84M+19.7% | $25.21M-23.5% | $23.54M-55.8% | |
| Home Equitys | $262.53M+17.7% | $248.69M+21.4% | $240M+22.8% | $234.61M+23.9% | $223.06M+20.8% | |
| Other | $40.18M+4.4% | $41.03M-2.5% | $38.46M-12.1% | $39.17M-9.1% | $38.49M-24.8% | |
| Real Estate | $1.15B+0.1% | $1.15B+2.2% | $1.16B+2.4% | $1.16B+3.4% | $1.15B+4.2% | |
| Total Commercial by Product | ||||||
| Business | $677.74M+20.7% | $619.67M+11.4% | $604.41M+15.9% | $589.66M+11.9% | $561.34M+7.9% | |
| Construction | $69.46M-22.8% | $63.67M-38.3% | $71.93M-50.3% | $68.42M-52.8% | $90.02M-42.8% | |
| Non Owner Occupied Re | $950.7M+2.6% | $956.81M+3.5% | $943.3M+2.8% | $939.16M+2.4% | $926.25M-1.9% | |
| Owner Occupied Re | $759.6M+12.7% | $736.98M+13.1% | $705.38M+9.8% | $686.42M+6.9% | $673.87M+6.8% | |
| Notes Receivable Gross by Product | ||||||
| Business | $909K-16.4% | $189K-81.4% | $195K— | $717K— | $1.09M— | |
| Home Equitys | $745K+140% | $705K+126% | $705K— | $708K— | $310K— | |
| Non Owner Occupied Re | $1.71M-75.4% | $6.92M-9.5% | $6.91M— | $6.94M— | $6.95M— | |
| Owner Occupied Re | $2.32M— | $259K— | $262K— | —— | —— | |
| Real Estate | $5.79M+140% | $5.76M+202% | $3.39M— | $3.03M— | $2.41M— | |
| Total Loan Balances By Payment Amount by Product | ||||||
| Business | $677.74M+20.7% | $619.67M+11.4% | $604.41M+15.9% | $589.66M+11.9% | $561.34M+7.9% | |
| Construction | $69.46M-22.8% | $63.67M-38.3% | $71.93M-50.3% | $68.42M-52.8% | $90.02M-42.8% | |
| Home Equitys | $262.53M+17.7% | $248.69M+21.4% | $240M+22.8% | $234.61M+23.9% | $223.06M+20.8% | |
| Non Owner Occupied Re | $950.7M+2.6% | $956.81M+3.5% | $943.3M+2.8% | $939.16M+2.4% | $926.25M-1.9% | |
| Other | $40.18M+4.4% | $41.03M-2.5% | $38.46M-12.1% | $39.17M-9.1% | $38.49M-24.8% | |
| Owner Occupied Re | $759.6M+12.7% | $736.98M+13.1% | $705.38M+9.8% | $686.42M+6.9% | $673.87M+6.8% | |
| Real Estate | $1.15B+0.1% | $1.15B+2.2% | $1.16B+2.4% | $1.16B+3.4% | $1.15B+4.2% | |
| Inventory Real Estate by Product | ||||||
| Business | $809K-25.6% | $189K-81.4% | $195K-71.9% | $717K+5.1% | $1.09M— | |
| Real Estate | $6.32M+162% | $5.76M+202% | $3.39M+79.5% | $3.03M+132% | $2.41M+206% | |
| Allowance For Loan And Lease Losses Write Offs Net Of Recoveries by Product | ||||||
| Business | -$61K-281% | -$129K+0.8% | $30K+2,900% | -$51K-538% | -$16K+95.2% | |
| Home Equitys | $2K-50.0% | $31K-75.8% | $3K+107% | $4K0.0% | $4K-96.6% | |
| Non Owner Occupied Re | $11K— | —— | —— | —— | —— | |
| Other | -$4K-111% | $29K— | -$55K-212% | -$5K-400% | $35K+221% | |
| Valuation Allowances And Reserves Recoveries by Product | ||||||
| Business | $13K-79.0% | $21K+61.5% | $30K-58.9% | $12K+9.1% | $62K+313% | |
| Home Equitys | $2K-50.0% | $31K-75.8% | $3K-25.0% | $4K0.0% | $4K-96.6% | |
| Non Owner Occupied Re | $11K— | —— | —— | —— | —— | |
| Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff by Product | ||||||
| Business | $74K-5.1% | $150K+4.9% | $0-100% | $63K+232% | $78K-77.5% | |
| Other | $4K— | —— | $55K+5,400% | $5K+400% | —— | |
| Provision For Loan Lease And Other Losses by Product | ||||||
| Business | $1.34M-60.6% | —— | $769K— | $213K+12.1% | $3.4M— | |
| Construction | $371K-0.3% | -$690K-171% | $177K— | -$120K+69.9% | $372K— | |
| Home Equitys | $623K+156% | $1.26M— | $115K— | $96K+139% | -$1.11M— | |
| Non Owner Occupied Re | -$902K+68.7% | —— | -$751K— | $84K-80.2% | -$2.89M— | |
| Other | -$63K-243% | —— | $68K— | —— | $44K— | |
| Owner Occupied Re | -$451K+70.9% | $2.05M— | -$469K— | $69K+111% | -$1.55M— | |
| Real Estate | $448K-84.2% | —— | $451K— | $340K-80.6% | $2.83M— | |
| Financing Receivable Allowance For Credit Losses by Product | ||||||
| Business | $13.43M+20.6% | $12.15M+56.8% | $12.09M+67.1% | $11.29M+56.1% | $11.13M+57.8% | |
| Construction | $982K+68.7% | $611K-35.0% | $632K-52.5% | $462K-65.3% | $582K-63.5% | |
| Home Equitys | $2.45M+58.3% | $1.83M-31.2% | $1.77M-27.5% | $1.65M-33.5% | $1.55M-43.0% | |
| Non Owner Occupied Re | $5.88M-19.8% | $6.77M-33.7% | $6.67M-36.9% | $7.42M-29.8% | $7.33M-34.3% | |
| Other | $508K+6.3% | $575K+44.1% | $486K+6.6% | $473K+16.2% | $478K+2.8% | |
| Owner Occupied Re | $3.46M-12.0% | $3.91M-28.7% | $3.53M-35.4% | $4M-26.8% | $3.93M-35.7% | |
| Real Estate | $16.31M+7.4% | $15.87M+28.4% | $16.02M+29.2% | $15.53M+25.3% | $15.19M+42.7% | |
| Allowance For Loan And Lease Losses Real Estate by Product | ||||||
| Business | $163K-70.1% | $165K-64.1% | $171K-62.9% | $178K-50.7% | $545K— | |
| Real Estate | $6.32M+162% | $5.76M+202% | $3.39M+79.5% | $3.03M+132% | $2.41M+206% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Southern First Bancshares break its business down?
- Southern First Bancshares (SFST) reports total consumer by product across 4 parts — Construction, Home Equitys, Other and Real Estate. Each is extracted from the segment footnotes and tracked over time.
- Where does Southern First Bancshares's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Southern First Bancshares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
