SoFi Technologies, Inc. SOFI Lending — Directly Attributable Expenses

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ONITLending — Other expenses

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CHMGLoan expense

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NAVIConsumer Lending — Direct Operating Costs

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NAVIConsumer Lending — Corporate Expenses

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Questions, answered.

What is SoFi Technologies, Inc.'s lending — directly attributable expenses?

SoFi Technologies, Inc. (SOFI) reported lending — directly attributable expenses of $246.9M in Q1 2026.

How has SoFi Technologies, Inc.'s lending — directly attributable expenses changed year-over-year?

SoFi Technologies, Inc.'s lending — directly attributable expenses increased by 42.4% year-over-year, from $173.4M to $246.9M.

What is the long-term trend for SoFi Technologies, Inc.'s lending — directly attributable expenses?

Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s lending — directly attributable expenses has grown at a 22.1% compound annual growth rate (CAGR), from $364.17M to $810.11M.

What does lending — directly attributable expenses mean?

The sum of all operating expenses that can be specifically traced to the lending segment's activities. This provides a clear view of the total cost structure required to maintain the lending business before corporate overhead allocation.