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South Plains Financial, Inc. SPFI Service Charges On Deposit Accounts

Service Charges On Deposit Accounts at other companies

First Bancorp logo
First BancorpFBNC
$3.95M+5.0%
First BanCorp logo
First BanCorpFBP
$9.93M+3.0%
FIB
First Interstate BancSystem, Inc.FIBK
$6.5M-1.5%
Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$7.2M+110%
First Financial Corporation logo
First Financial CorporationTHFF
$7.38M-2.7%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$2.94M+4.3%

Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$807.57M+41.4%
P/E13.3×+2.1×
P/S3.7×+0.8×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept spfi:ServiceChargesOnDepositAccounts.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s service charges on deposit accounts?
South Plains Financial, Inc. (SPFI) reported service charges on deposit accounts of $2.26M in Q1 2026.
How has South Plains Financial, Inc.'s service charges on deposit accounts changed year-over-year?
South Plains Financial, Inc.'s service charges on deposit accounts increased by 5.3% year-over-year, from $2.14M to $2.26M.
What does service charges on deposit accounts mean?
This represents the revenue generated from fees charged to customers for maintaining deposit accounts, such as maintenance fees, overdraft charges, or transaction-based fees. It is a key component of non-interest income that helps diversify a bank's revenue stream beyond interest margins.