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SouthState SSB Gross loans

Gross loans at other companies

Truist Financial logo
Truist FinancialTFC
$329.24B
Regions Financial logo
Regions FinancialRF
$97.93B+2.3%
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$47.7B+26.8%
Commerce Bancshares logo
Commerce BancsharesCBSH
$20.46B+17.7%
Old National Bancorp logo
Old National BancorpONB
$49.73B+36.6%
Fifth Third Bank logo
Fifth Third BankFITB
$176.25B+44.2%

Other financials

Income statement

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Revenue$661.7M+4.9%
Net income$225.8M+154%
EPS (diluted)$2.28+162%

Balance sheet

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Cash & equivalents$2.9B-13.1%
Total debt$520.5M+6.6%
Total equity$9.0B+4.7%
Total assets$68.0B+4.4%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$9.43B-3.6%
Enterprise value$7.08B+2.0%
P/E10.1×-9.1×
P/S3.5×-1.6×

Profitability

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Net margin34.5%+8.2pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+3.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The official record: SouthState’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SouthState's gross loans?
SouthState (SSB) reported gross loans of $49.5B in Q1 2026.
How has SouthState's gross loans changed year-over-year?
SouthState's gross loans increased by 5.8% year-over-year, from $46.77B to $49.5B.
What is the long-term trend for SouthState's gross loans?
Over 5 years (2020 to 2025), SouthState's gross loans has grown at a 14.5% compound annual growth rate (CAGR), from $24.66B to $48.6B.
What does gross loans mean?
The total amount of money the bank has lent to customers before accounting for potential losses.
How do you interpret gross loans?
An increase suggests aggressive lending growth or expansion, while a decrease may indicate a contraction in credit appetite or reduced demand.
How does gross loans compare across companies?
Peers typically show growth correlated with regional economic activity and interest rate environments.