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Tompkins Financial TMP Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

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$37.68M+56.0%

Other financials

Income statement

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Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

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Cash & equivalents$171.4M-11.2%
Total debt$122.1M-71.4%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.34B+53.1%
P/E8×-3.9×
P/S3×+0.1×

Profitability

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Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Tompkins Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Tompkins Financial's bank owned life insurance?
Tompkins Financial (TMP) reported bank owned life insurance of $78.49M in Q1 2026.
How has Tompkins Financial's bank owned life insurance changed year-over-year?
Tompkins Financial's bank owned life insurance increased by 1.9% year-over-year, from $77.06M to $78.49M.
What is the long-term trend for Tompkins Financial's bank owned life insurance?
Over 5 years (2020 to 2025), Tompkins Financial's bank owned life insurance has grown at a -1.7% compound annual growth rate (CAGR), from $84.74M to $77.84M.
What does bank owned life insurance mean?
The cash surrender value of life insurance policies held by the bank on the lives of key employees or executives. This asset serves as a tax-advantaged vehicle to offset the costs of employee benefit programs and provides liquidity for long-term liabilities. It represents a stable, non-interest-bearing asset class used for balance sheet management.