Skip to content
OpenCapital
Get started

United Bankshares UBSI Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Truist Financial logo
Truist FinancialTFC
$105.46B—
PNC Financial Services logo
PNC Financial ServicesPNC
$99.3B+7.5%
Old National Bancorp logo
Old National BancorpONB
$12.93B+40.7%
HOM
Home BancSharesHOMB
$3.99B-2.1%
Regions Financial logo
Regions FinancialRF
$40.06B-0.9%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$6.84B+53.1%

Other financials

Income statement

See full
Revenue$316.6M+9.3%
Net income$124.2M+47.3%
EPS (diluted)$0.89+50.8%

Balance sheet

See full
Cash & equivalents$2.3B-11.7%
Total debt$542.3M-4.6%
Total equity$5.5B+3.3%
Total assets$33.7B+2.8%

Cash flow

See full
Operating cash flow$160.9M+34.1%
CapEx$4.8M+24.3%
Free cash flow$156.0M+34.4%

Valuation

See full
Market cap$6.12B+16.3%
Enterprise value$4.36B+37.2%
P/E12.1×-2.1×
P/S4.8×-0.1×

Profitability

See full
Net margin39.9%+5.3pp
FCF margin41.2%+1.0pp

Returns & leverage

See full
Return on equity9.3%+2.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: United Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Bankshares's noninterest-bearing deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Bankshares's noninterest-bearing deposits?
United Bankshares (UBSI) reported noninterest-bearing deposits of $6.41B in Q1 2026.
How has United Bankshares's noninterest-bearing deposits changed year-over-year?
United Bankshares's noninterest-bearing deposits decreased by 1.1% year-over-year, from $6.48B to $6.41B.
What is the long-term trend for United Bankshares's noninterest-bearing deposits?
Over 5 years (2020 to 2025), United Bankshares's noninterest-bearing deposits has grown at a -2.4% compound annual growth rate (CAGR), from $7.41B to $6.57B.
What does noninterest-bearing deposits mean?
This represents customer deposits in accounts that do not pay interest, such as standard checking accounts. These deposits are a highly valuable, low-cost source of funding for the bank's lending operations and are a key driver of net interest margin.