United Bankshares UBSI Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 39.9%+2.4pp | 37.5%+1.1pp | 36.4%+1.2pp | 35.2%+0.6pp | 34.6%-1.4pp | |
| Free cash flow margin | 41.2%+2.3pp | 38.9%-1.9pp | 40.7%0.0pp | 40.8%+0.6pp | 40.2%-1.7pp | |
| Returns | ||||||
| Return on equity | 9.3%+0.5pp | 8.9%+0.6pp | 8.3%+0.5pp | 7.7%+0.4pp | 7.3%-0.3pp | |
| Return on assets | 1.5%+0.1pp | 1.5%+0.1pp | 1.4%+0.1pp | 1.3%+0.1pp | 1.2%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $39.18+0.5% | $38.98+1.6% | $38.36+1.9% | $37.66+1.1% | $37.24+1.2% | |
| Valuation | ||||||
| Market capitalization | $5.77B+7.9% | $5.35B+1.5% | $5.27B+1.8% | $5.18B+4.3% | $4.97B-2.2% | |
| Enterprise value | $4.01B+18.6% | $3.38B+2.6% | $3.3B-3.6% | $3.42B+17.0% | $2.92B-12.2% | |
| Price / earnings | 11.4×-0.1× | 11.5×-0.7× | 12.3×-0.9× | 13.1×-0.3× | 13.4×-0.2× | |
| Price / sales | 4.6×+0.2× | 4.3×-0.1× | 4.5×-0.2× | 4.6×0.0× | 4.6×-0.3× | |
| Price / book | 1.1×+0.1× | 1×0.0× | 1×0.0× | 1×0.0× | 0.9×-0.1× | |
| EV / sales | 3.2×+0.4× | 2.7×-0.1× | 2.8×-0.3× | 3.1×+0.3× | 2.7×-0.5× | |
| Free cash flow yield | 9%0.0pp | 9%-0.1pp | 9.1%+0.3pp | 8.8%+0.2pp | 8.7%+0.1pp | |
| Earnings yield | 8.7%+0.1pp | 8.7%+0.5pp | 8.2%+0.5pp | 7.6%+0.2pp | 7.5%+0.1pp | |
| Dividend yield | 3.7%-0.2pp | 3.9%0.0pp | 3.9%0.0pp | 3.9%-0.1pp | 4%+0.1pp | |
| PEG ratio | 0.3×-0.2× | 0.5×-0.1× | 0.6×-0.7× | 1.3×-1.7× | 3×-4.4× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do United Bankshares's ratios come from?
- Every ratio is computed from United Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
