How has United Community Banks's increase (decrease) in deposits changed year-over-year?

United Community Banks's increase (decrease) in deposits decreased by 24.8% year-over-year, from $301.39M to $226.61M.

What is the long-term trend for United Community Banks's increase (decrease) in deposits?

Over 3 years (2021 to 2025), United Community Banks's increase (decrease) in deposits has grown at a -75.1% compound annual growth rate (CAGR), from $2.35B to -$36.3M.

United Community Banks UCB Increase (Decrease) in Deposits

Increase (Decrease) in Deposits at other companies

Truist FinancialTFC

$3.68B-72.1%

Regions FinancialRF

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UBS

United BanksharesUBSI

——

BankUnitedBKU

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HOM

Home BancSharesHOMB

——

Ameris BancorpABCB

——

Other financials

Income statement

See full

Revenue$276.5M+11.6%

Net income$84.3M+18.0%

EPS (diluted)$0.69+19.0%

Balance sheet

See full

Cash & equivalents$493.1M-22.5%

Total debt$120.5M-52.6%

Total equity$3.7B+4.4%

Total assets$28.2B+1.1%

Cash flow

See full

Operating cash flow$69.3M-29.8%

CapEx$6.9M+60.5%

Free cash flow$62.4M-33.9%

Valuation

See full

Market cap$3.93B+12.1%

Enterprise value$3.56B+14.0%

P/E11.5×-1.9×

P/S3.6×0.0×

Profitability

See full

Net margin31.2%+4.0pp

FCF margin29.7%-4.0pp

Returns & leverage

See full

Return on equity9.5%+1.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeposits.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's increase (decrease) in deposits?: United Community Banks (UCB) reported increase (decrease) in deposits of $226.61M in Q1 2026.
How has United Community Banks's increase (decrease) in deposits changed year-over-year?: United Community Banks's increase (decrease) in deposits decreased by 24.8% year-over-year, from $301.39M to $226.61M.
What is the long-term trend for United Community Banks's increase (decrease) in deposits?: Over 3 years (2021 to 2025), United Community Banks's increase (decrease) in deposits has grown at a -75.1% compound annual growth rate (CAGR), from $2.35B to -$36.3M.