Skip to content

United Community Banks UCB Financing Receivable, Loans Including Basis Adjustment

Financing Receivable, Loans Including Basis Adjustment at other companies

BankUnited logo
BankUnitedBKU
$24.13B+0.6%
Texas Capital Bancshares logo
Texas Capital BancsharesTCBI
$18.22B+3.2%
Flagstar Bank
 logo
Flagstar Bank FLG
$2.68B-18.4%
Bank of America logo
Bank of AmericaBAC
$18.9B+0.1%
Chicago Atlantic Real Estate Finance logo
Chicago Atlantic Real Estate FinanceREFI
$332.46M-7.9%
M&T Bank logo
M&T BankMTB
$139.91B+4.0%

Other financials

Income statement

See full
Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

See full
Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

See full
Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

See full
Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

See full
Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

See full
Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept ucbi:FinancingReceivableLoansIncludingBasisAdjustment.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Community Banks's financing receivable, loans including basis adjustment.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Community Banks's financing receivable, loans including basis adjustment?
United Community Banks (UCB) reported financing receivable, loans including basis adjustment of $19.6B in Q1 2026.
How has United Community Banks's financing receivable, loans including basis adjustment changed year-over-year?
United Community Banks's financing receivable, loans including basis adjustment increased by 6.4% year-over-year, from $18.43B to $19.6B.
What is the long-term trend for United Community Banks's financing receivable, loans including basis adjustment?
Over 2 years (2023 to 2025), United Community Banks's financing receivable, loans including basis adjustment has grown at a 2.9% compound annual growth rate (CAGR), from $18.32B to $19.38B.
What does financing receivable, loans including basis adjustment mean?
This represents the total principal amount of loans held in the portfolio, adjusted for any basis adjustments such as premiums, discounts, or deferred fees. It is the primary income-generating asset for the bank and reflects the core lending activity within its community-focused operating model. Monitoring this balance is vital for evaluating credit risk, loan growth trends, and overall asset quality.