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United Community Banks UCB Interest-Bearing Deposit Liabilities

Interest-Bearing Deposit Liabilities at other companies

Truist Financial logo
Truist FinancialTFC
$298.62B
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$127.24B+7.3%
UBS
United BanksharesUBSI
$20.71B+4.2%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$23.55B+46.9%
Regions Financial logo
Regions FinancialRF
International Bancshares logo
International BancsharesIBOC

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's interest-bearing deposit liabilities?
United Community Banks (UCB) reported interest-bearing deposit liabilities of $17.55B in Q1 2026.
How has United Community Banks's interest-bearing deposit liabilities changed year-over-year?
United Community Banks's interest-bearing deposit liabilities increased by 0.3% year-over-year, from $17.51B to $17.55B.
What is the long-term trend for United Community Banks's interest-bearing deposit liabilities?
Over 5 years (2020 to 2025), United Community Banks's interest-bearing deposit liabilities has grown at a 12.3% compound annual growth rate (CAGR), from $9.84B to $17.55B.
What does interest-bearing deposit liabilities mean?
This represents the total balance of customer deposits that accrue interest, including savings accounts, money market accounts, and certificates of deposit. These liabilities constitute a significant portion of the bank's funding base used to support loan growth and investment activities. Investors monitor this to assess the bank's cost of funds and its ability to attract and retain core deposits in a competitive market.