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United Community Banks UCB Total ACL, Recoveries

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept ucbi:FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityRecovery.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's total ACL, recoveries?
United Community Banks (UCB) reported total ACL, recoveries of $2.52M in Q1 2026.
How has United Community Banks's total ACL, recoveries changed year-over-year?
United Community Banks's total ACL, recoveries decreased by 9.0% year-over-year, from $2.77M to $2.52M.