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United Community Banks UCB Net change in short-term borrowings

Net change in short-term borrowings at other companies

Regions Financial logo
Regions FinancialRF
$2.45B+590%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
-$195.83M-230%
Associated Banc-Corp logo
Associated Banc-CorpASB
$87.79M+155%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$139M-80.5%
First Financial Bankshares logo
First Financial BanksharesFFIN
$5.62M+105%
WesBanco logo
WesBancoWSBC
$3.39M+108%

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$3.93B+12.1%
Enterprise value$3.56B+14.0%
P/E11.5×-1.9×
P/S3.6×0.0×

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromRepaymentsOfShortTermDebt.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's net change in short-term borrowings?
United Community Banks (UCB) reported net change in short-term borrowings of -$85M in Q1 2026.
How has United Community Banks's net change in short-term borrowings changed year-over-year?
United Community Banks's net change in short-term borrowings increased by 56.4% year-over-year, from -$195M to -$85M.
What does net change in short-term borrowings mean?
Net change in short-term borrowings — new borrowings minus repayments, presented net due to high volume and short maturities.