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UMB Financial UMBF Supplies Expense

Supplies Expense at other companies

Bank of the James Financial Group logo
Bank of the James Financial GroupBOTJ
$160K+12.7%
United Bancorp logo
United BancorpUBCP
$32K+3.2%
UMB Financial logo
UMB FinancialUMBF
$5.5M-13.8%
ARD
Ardent Health PartnersARDT
$268.55M+3.7%
Encompass Health Corporation logo
Encompass Health CorporationEHC
$64.3M+3.4%
Acadia Healthcare logo
Acadia HealthcareACHC
$30.2M+5.8%

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.02B+32.0%
P/E11.7×-4.1×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:SuppliesExpense.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Salaries and employee benefits227,162213,551446,843434,949
Occupancy, net19,27718,57138,35234,640
Equipment13,94216,42627,26233,374
Supplies and services5,5046,38311,10811,168
Marketing and business development13,91611,34427,70819,342
Processing fees43,07343,63885,13284,488
Legal and consulting14,41518,46823,50247,074
Bankcard11,87312,36323,71425,158

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's supplies expense?
UMB Financial (UMBF) reported supplies expense of $5.5M in Q2 2026.
How has UMB Financial's supplies expense changed year-over-year?
UMB Financial's supplies expense decreased by 13.8% year-over-year, from $6.38M to $5.5M.
What is the long-term trend for UMB Financial's supplies expense?
Over 4 years (2021 to 2025), UMB Financial's supplies expense has grown at a 17.4% compound annual growth rate (CAGR), from $14.99M to $28.5M.
What does supplies expense mean?
This metric encompasses the costs of general office supplies, stationery, and minor consumables required for daily administrative and operational tasks. It is a minor component of the overall noninterest expense structure.

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