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UMB Financial UMBF Commercial Banking — Income Tax Expense Benefit

Other segment segments

Institutional Banking
$18.06M+151%
Personal Banking
$4.89M+209%

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$89M+6.0%

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxExpenseBenefit.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's commercial banking — income tax expense benefit?
UMB Financial (UMBF) reported commercial banking — income tax expense benefit of $46.89M in Q1 2026.
How has UMB Financial's commercial banking — income tax expense benefit changed year-over-year?
UMB Financial's commercial banking — income tax expense benefit increased by 421.7% year-over-year, from $8.99M to $46.89M.
What is the long-term trend for UMB Financial's commercial banking — income tax expense benefit?
Over 4 years (2021 to 2025), UMB Financial's commercial banking — income tax expense benefit has grown at a 20.0% compound annual growth rate (CAGR), from $58.63M to $121.57M.
What does commercial banking — income tax expense benefit mean?
The total income tax expense incurred by the commercial banking segment.
How do you interpret commercial banking — income tax expense benefit?
Changes generally track with fluctuations in pre-tax income, though significant deviations may signal changes in effective tax rates or tax planning strategies.
How does commercial banking — income tax expense benefit compare across companies?
Standard tax expense reporting for business segments.