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UMB Financial UMBF Personal Banking — Income Tax Expense Benefit

Other segment segments

Commercial Banking
$46.89M+422%
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$18.06M+151%

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MTBResidential Mortgage Banking — Income Tax Expense Benefit
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Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxExpenseBenefit.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's personal banking — income tax expense benefit?
UMB Financial (UMBF) reported personal banking — income tax expense benefit of $4.89M in Q1 2026.
How has UMB Financial's personal banking — income tax expense benefit changed year-over-year?
UMB Financial's personal banking — income tax expense benefit increased by 209.1% year-over-year, from -$4.48M to $4.89M.
What is the long-term trend for UMB Financial's personal banking — income tax expense benefit?
Over 3 years (2021 to 2025), UMB Financial's personal banking — income tax expense benefit has grown at a -25.9% compound annual growth rate (CAGR), from $5.33M to -$2.17M.
What does personal banking — income tax expense benefit mean?
The tax expense or benefit attributed to the personal banking segment's earnings.
How do you interpret personal banking — income tax expense benefit?
Changes reflect shifts in segment profitability or changes in the effective tax rate applied to the business unit.
How does personal banking — income tax expense benefit compare across companies?
Standard tax allocation methodology used in segment reporting for diversified financial firms.