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UMB Financial UMBF Personal Banking — Allocated Technology Service Overhead
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Where this comes from
Reported directly by UMB Financial in its filing.
Tagged under the XBRL concept umbf:AllocatedTechnologyServiceOverhead.
The source filing: UMB Financial’s 10-Q, filed July 30, 2026.
- Filed
- Jul 30, 2026, 9:01 AM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001193125-26-325054
| Line item | Commercial Banking | Institutional Banking | Personal Banking | Total |
|---|---|---|---|---|
| Processing fees | 4,328 | 10,579 | 4,799 | 19,706 |
| Bankcard | 2,833 | 6,318 | 2,675 | 11,826 |
| Amortization of other intangible assets | — | 1,972 | 75 | 2,047 |
| Allocated technology, service, overhead | 93,137 | 38,829 | 46,016 | 177,982 |
| Other segment items* | 14,978 | 11,502 | 15,905 | 42,385 |
| Noninterest expense | 169,253 | 122,527 | 107,853 | 399,633 |
| Income before taxes | 220,528 | 85,085 | 44,784 | 350,397 |
| Income tax expense | 45,835 | 17,684 | 9,308 | 72,827 |
ITEM 1. FINANCIAL STATEMENTS
FAQ
- What is UMB Financial's personal banking — allocated technology service overhead?
- UMB Financial (UMBF) reported personal banking — allocated technology service overhead of $46.02M in Q2 2026.
- How has UMB Financial's personal banking — allocated technology service overhead changed year-over-year?
- UMB Financial's personal banking — allocated technology service overhead decreased by 8.0% year-over-year, from $50.04M to $46.02M.
- What is the long-term trend for UMB Financial's personal banking — allocated technology service overhead?
- Over 3 years (2022 to 2025), UMB Financial's personal banking — allocated technology service overhead has grown at a 25.6% compound annual growth rate (CAGR), from $111.35M to $220.72M.
- What does personal banking — allocated technology service overhead mean?
- The portion of the enterprise-wide technology and IT infrastructure costs allocated to the personal banking segment. This covers the maintenance and development of banking platforms, cybersecurity, and digital infrastructure used by the segment.
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