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UMB Financial UMBF Personal Banking — Noninterest Expense Payment Processing

Other segment segments

Institutional Banking
$6.51M+7.9%
Commercial Banking
$2.85M-10.2%

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Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept umbf:NoninterestExpensePaymentProcessing.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's personal banking — noninterest expense payment processing?
UMB Financial (UMBF) reported personal banking — noninterest expense payment processing of $2.51M in Q1 2026.
How has UMB Financial's personal banking — noninterest expense payment processing changed year-over-year?
UMB Financial's personal banking — noninterest expense payment processing decreased by 30.0% year-over-year, from $3.59M to $2.51M.
What is the long-term trend for UMB Financial's personal banking — noninterest expense payment processing?
Over 3 years (2022 to 2025), UMB Financial's personal banking — noninterest expense payment processing has grown at a 12.8% compound annual growth rate (CAGR), from $8.66M to $12.42M.
What does personal banking — noninterest expense payment processing mean?
Expenses related to processing customer payments and transactions.
How do you interpret personal banking — noninterest expense payment processing?
An increase typically tracks with higher transaction volume, though excessive growth relative to revenue may indicate inefficiency.
How does personal banking — noninterest expense payment processing compare across companies?
Standard operational expense for banks with significant retail transaction volume.