Skip to content
Screener

UMB Financial UMBF Personal Banking — Noninterest Expense Payment Processing

Other segment segments

Institutional Banking
$6.32M+16.5%
Commercial Banking
$2.83M-21.7%

Similar metrics at other companies

NewtekOne, Inc. logo
NEWTBanking — Electronic payment processing expense
$0
Navient logo
NAVIBusiness Processing — Noninterest Expense
$0-100%
Orange County Bancorp logo
OBTBanking — Noninterest Expense
$15.72M+11.2%
Hanmi Financial logo
HAFCBanking — Noninterest Expense
$38.37M+9.7%
NBT
NBTBBanking — Noninterest Expense
$101.24M+13.1%
Hilltop Holdings logo
HTHBanking — Noninterest Expense
$61.46M+3.8%

Other financials

Income statement

See full
Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

See full
Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

See full
Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

See full
Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

See full
Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

See full
Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept umbf:NoninterestExpensePaymentProcessing.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemCommercial BankingInstitutional BankingPersonal BankingTotal
Noninterest income51,939129,19164,375245,505
Salaries and employee benefits53,97753,32738,383145,687
Processing fees4,32810,5794,79919,706
Bankcard2,8336,3182,67511,826
Amortization of other intangible assets1,972752,047
Allocated technology, service, overhead93,13738,82946,016177,982
Other segment items*14,97811,50215,90542,385
Noninterest expense169,253122,527107,853399,633

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's personal banking — noninterest expense payment processing?
UMB Financial (UMBF) reported personal banking — noninterest expense payment processing of $2.68M in Q2 2026.
How has UMB Financial's personal banking — noninterest expense payment processing changed year-over-year?
UMB Financial's personal banking — noninterest expense payment processing decreased by 19.7% year-over-year, from $3.33M to $2.68M.
What is the long-term trend for UMB Financial's personal banking — noninterest expense payment processing?
Over 3 years (2022 to 2025), UMB Financial's personal banking — noninterest expense payment processing has grown at a 12.8% compound annual growth rate (CAGR), from $8.66M to $12.42M.
What does personal banking — noninterest expense payment processing mean?
Costs associated with the infrastructure and transaction fees required to process consumer payments, including debit cards, online transfers, and digital banking transactions. This reflects the operational cost of the segment's digital and physical payment ecosystem.

Ask your AI about UMB Financial's personal banking — noninterest expense payment processing.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude