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United Natural Foods UNFI Allowance for credit losses

Allowance for credit losses at other companies

Mercury Systems logo
Mercury SystemsMRCY
-$28K-122%
Paymentus Holdings logo
Paymentus HoldingsPAY
$160K+231%
Aehr Test Systems logo
Aehr Test SystemsAEHR
$0
Sezzle logo
SezzleSEZL
$6.86M+73.3%
United Natural Foods logo
United Natural FoodsUNFI
$750K0.0%
WEX logo
WEXWEX
$29.3M+84.3%

Other financials

Income statement

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Revenue$7.7B-4.2%
Gross profit$1.0B-3.0%
Operating income$66.0M+340%
Net income$33.0M+571%
EPS (diluted)$0.52+533%

Balance sheet

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Cash & equivalents$43.0M-17.3%
Total debt$3.2B-11.9%
Total equity$1.6B-1.7%
Total assets$7.2B-5.6%

Cash flow

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Operating cash flow$98.0M-43.4%
CapEx$44.0M-18.5%
Free cash flow$54.0M-54.6%

Valuation

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Market cap$3.12B+94.8%
Enterprise value$6.23B+20.9%
P/S0.1×+0.1×

Profitability

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Gross margin13.4%0.0pp
Operating margin0.2%+0.1pp
Net margin-0.1%0.0pp
FCF margin1.1%

Returns & leverage

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Return on equity-2.4%-0.7pp
Debt / equity-0.2×
Current ratio1.3×-0.1×

Where this comes from

Reported directly by United Natural Foods in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The official record: United Natural Foods’s 10-K, filed October 1, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Natural Foods's allowance for credit losses?
United Natural Foods (UNFI) reported allowance for credit losses of $750K in Q2 2025.
How has United Natural Foods's allowance for credit losses changed year-over-year?
United Natural Foods's allowance for credit losses decreased by 0.0% year-over-year, from $750K to $750K.
What is the long-term trend for United Natural Foods's allowance for credit losses?
Over 4 years (2021 to 2025), United Natural Foods's allowance for credit losses has grown at a -12.0% compound annual growth rate (CAGR), from -$5M to $3M.
What does allowance for credit losses mean?
This metric tracks the non-cash expense recognized to account for potential uncollectible accounts receivable or other financial assets. It serves as a buffer against credit risk inherent in the company's customer base and wholesale distribution operations. An increasing trend may indicate deteriorating credit quality among customers or broader economic headwinds.