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Paymentus Holdings PAY Allowance for credit losses

Allowance for credit losses at other companies

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$29.3M+84.3%

Other financials

Income statement

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Revenue$358.4M+30.2%
Gross profit$86.2M+30.6%
Operating income$26.6M+69.2%
Net income$20.9M+51.2%
EPS (diluted)$0.16+45.5%

Balance sheet

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Cash & equivalents$338.8M+37.8%
Total debt$6.6M-16.2%
Total equity$583.5M+16.6%
Total assets$698.6M+18.2%

Cash flow

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Operating cash flow$30.5M-39.6%
CapEx$80.0K+33.3%
Free cash flow$30.4M-39.7%

Valuation

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Market cap$2.59B-2.1%
Enterprise value$2.25B-5.4%
P/E35×-17.1×
P/S-0.7×

Profitability

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Gross margin24.7%-1.4pp
Operating margin6.8%+1.3pp
Net margin5.8%+0.5pp
FCF margin11.1%+0.4pp

Returns & leverage

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Return on equity13.7%+2.9pp
Debt / equity0.0×
Current ratio4.4×-0.1×

Where this comes from

Reported directly by Paymentus Holdings in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The official record: Paymentus Holdings’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Paymentus Holdings's allowance for credit losses?
Paymentus Holdings (PAY) reported allowance for credit losses of $160K in Q1 2026.
How has Paymentus Holdings's allowance for credit losses changed year-over-year?
Paymentus Holdings's allowance for credit losses increased by 231.1% year-over-year, from -$122K to $160K.
What does allowance for credit losses mean?
Represents the estimated expense recorded for potential losses on receivables or other financial assets that may not be collected. This non-cash provision reflects management's assessment of credit risk within the customer base. Monitoring this metric helps assess the quality of accounts receivable and the potential impact of customer defaults on future cash flows.