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Sezzle SEZL Allowance for credit losses

Allowance for credit losses at other companies

Mercury Systems logo
Mercury SystemsMRCY
-$28K-122%
Sezzle logo
SezzleSEZL
$6.86M+73.3%
WEX logo
WEXWEX
$29.3M+84.3%
Insulet logo
InsuletPODD
$1.35M+2,800%
Oscar Health logo
Oscar HealthOSCR
-$55K+99.4%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$13.17M+25.9%

Other financials

Income statement

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Revenue$135.5M+29.2%
Operating income$69.0M+38.4%
Net income$51.3M+41.9%
EPS (diluted)$1.47+47.0%

Balance sheet

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Cash & equivalents$120.4M+35.5%
Total debt$792.0K-12.2%
Total equity$196.7M+56.4%
Total assets$454.3M+52.4%

Cash flow

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Operating cash flow$89.0M+69.5%
CapEx$351.0K+1,200%
Free cash flow$88.6M+69.0%

Valuation

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Market cap$5.49B+81.1%
Enterprise value$5.37B+84.8%
P/E37×+8.6×
P/S11.4×+2.2×

Profitability

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Operating margin40.7%+4.8pp
Net margin30.8%-1.6pp
FCF margin51%+0.3pp

Returns & leverage

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Return on equity92%-45.4pp
Debt / equity0.0×
Current ratio3.7×+1.0×

Where this comes from

Reported directly by Sezzle in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The official record: Sezzle’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sezzle's allowance for credit losses?
Sezzle (SEZL) reported allowance for credit losses of $6.86M in Q1 2026.
How has Sezzle's allowance for credit losses changed year-over-year?
Sezzle's allowance for credit losses increased by 73.3% year-over-year, from $3.96M to $6.86M.
What is the long-term trend for Sezzle's allowance for credit losses?
Over 4 years (2021 to 2025), Sezzle's allowance for credit losses has grown at a 46.1% compound annual growth rate (CAGR), from $7.35M to $33.48M.
What does allowance for credit losses mean?
This represents the non-cash expense recognized to account for anticipated losses on financial assets beyond standard loan portfolios. It reflects management's assessment of credit risk associated with secondary receivables or other financial instruments. Monitoring this helps investors gauge the quality of non-core assets and the adequacy of risk management practices.