Where do Unum's ratios come from?

Every ratio is computed from Unum's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Unum UNM Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	5.9%+0.2pp	5.6%-1.3pp	7%-4.8pp	11.8%-0.5pp	12.3%-1.5pp
Returns
Return on equity	7.1%+0.4pp	6.7%-1.7pp	8.4%-5.6pp	13.9%-0.7pp	14.7%-2.6pp
Return on invested capital	6.5%+0.3pp	6.1%-1.4pp	7.5%-2.5pp	10.1%-0.2pp	10.3%-1.7pp
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Leverage
Debt-to-equity	0.3×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×
Net debt / EBITDA	2.7×-0.2×	2.9×+0.6×	2.3×+0.9×	1.4×-0.4×	1.8×+0.1×
Valuation
Market capitalization	$11.96B-7.8%	$12.97B-2.1%	$13.25B-5.1%	$13.97B-3.0%	$14.4B+8.0%
Price / earnings	15.3×-2.3×	17.6×+3.1×	14.5×+5.3×	9.2×0.0×	9.2×+1.7×
Price / sales	0.9×-0.1×	1×0.0×	1×-0.1×	1.1×0.0×	1.1×+0.1×
Price / book	1.1×-0.1×	1.2×0.0×	1.2×0.0×	1.2×-0.1×	1.3×+0.1×
EV / EBITDA	11.7×-1.5×	13.2×+2.0×	11.2×+2.4×	8.8×-0.4×	9.1×+1.5×
Dividend yield	2.6%+0.2pp	2.4%+0.1pp	2.3%+0.1pp	2.2%+0.1pp	2.1%-0.1pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Unum.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

Where do Unum's ratios come from?: Every ratio is computed from Unum's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.