Unum UNM Closed Block — Adjusted Policy Benefits

Similar metrics at other companies

PRUClosed Block division — Benefits, Claims, Losses and Settlement Expenses

$880M+13.5%

AFLClosed Block — Assumed benefits and claims from other companies

$17M-41.4%

AFLClosed Block — Policyholder Benefits and Claims Incurred, Ceded

$16M-77.5%

PRUClosed Block division — Total balance after reinsurance recoverable, EOP

$375M—

PRUClosed Block division — Liability for Future Policy Benefit, Expected Future Policy Benefit, Cumulative Increase (Decrease) from Cash Flow Change

$0—

EQHClosed Block Operations, Benefits and Expense

——

Questions, answered.

What is Unum's closed block — adjusted policy benefits?

Unum (UNM) reported closed block — adjusted policy benefits of $357.1M in Q4 2025.

How has Unum's closed block — adjusted policy benefits changed year-over-year?

Unum's closed block — adjusted policy benefits decreased by 13.4% year-over-year, from $412.4M to $357.1M.

What is the long-term trend for Unum's closed block — adjusted policy benefits?

Over 3 years (2022 to 2025), Unum's closed block — adjusted policy benefits has grown at a -1.6% compound annual growth rate (CAGR), from $1.62B to $1.54B.

What does closed block — adjusted policy benefits mean?

The total cost of insurance claims and reserve changes for the closed block.

How do you interpret closed block — adjusted policy benefits?

Lower costs relative to revenue indicate better underwriting performance or favorable claim experience.

How does closed block — adjusted policy benefits compare across companies?

Standard insurance industry metric for measuring the cost of claims.