Unum UNM Colonial Life — Effect of actual variances from expected experience
Discontinued — last reported Q4 '25
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Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumCumulativeIncreaseDecreaseOfActualVarianceFromExpectedExperience.
The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Unum's colonial life — effect of actual variances from expected experience?
- Unum (UNM) reported colonial life — effect of actual variances from expected experience of -$13.5M in Q4 2025.
- How has Unum's colonial life — effect of actual variances from expected experience changed year-over-year?
- Unum's colonial life — effect of actual variances from expected experience decreased by 19.5% year-over-year, from -$11.3M to -$13.5M.
- What does colonial life — effect of actual variances from expected experience mean?
- The financial impact of actual insurance claims and events differing from what was originally projected.
- How do you interpret colonial life — effect of actual variances from expected experience?
- Consistent positive variances suggest conservative and accurate pricing, while negative variances may signal underwriting or pricing challenges.
- How does colonial life — effect of actual variances from expected experience compare across companies?
- Commonly reported as 'experience variance' in insurance segment disclosures.