Unum UNM Group Disability — Adjusted beginning of year balance

Similar metrics at other companies

METAccident & health insurance — Adjusted balance

1,820,700,000,000%-48,800,000,000pp

METGroup Long-Term Disability — All outstanding liabilities for incurral years not separately stated, net of reinsurance

$1.46B-0.3%

METWhole and Term Life & Endowments — Adjusted balance

1,535,900,000,000%+11,900,000,000pp

METLong-term Care — Adjusted balance

2,153,400,000,000%+52,000,000,000pp

METAccident and Health Insurance Product Line — Adjusted balance

3,290,300,000,000%+19,700,000,000pp

PRULife/Disability — Balance, end of period

$4.53B-1.0%

Questions, answered.

What is Unum's group disability — adjusted beginning of year balance?

Unum (UNM) reported group disability — adjusted beginning of year balance of 0% in Q4 2025.

What does group disability — adjusted beginning of year balance mean?

This represents the starting liability balance for the reporting period, adjusted for any accounting changes or restatements. It provides a clean baseline for reconciling changes in insurance liabilities throughout the fiscal year. It ensures that year-over-year comparisons are made on a consistent accounting basis.