What does consolidation — premiums earned net mean?

The net revenue earned from insurance premiums after accounting for reinsurance.

How do you interpret consolidation — premiums earned net?

An increase indicates growth in the insurance book of business, while a decrease suggests policy cancellations or reduced new business production.

How does consolidation — premiums earned net compare across companies?

The fundamental 'Net Premiums Earned' metric used by all insurance companies to measure business volume.

Unum UNM Consolidation — Premiums Earned Net

Discontinued — last reported Q1 '18

Similar metrics at other companies

PFGOperating Segments — Premiums Earned Net

$1.18B-12.9%

ACGLOperating Segments — Premiums Earned Net

$1.18B+8.0%

CINFOperating Segments — Premiums Earned Net

$1.28B+4.2%

GLOperating Segments — Premiums Earned Net

$850.11M+3.6%

RNROperating Segments — Premiums Earned Net

$429.39M+12.3%

HUMOperating Segments — Premiums Earned Net

$13.8B+3.1%

Other financials

Income statement

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Revenue$3.4B+8.5%

Operating income$501.8M+2.4%

Net income$232.0M+22.7%

EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%

Total debt$3.8B+0.5%

Total equity$10.9B-2.9%

Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%

CapEx$39.6M+10.6%

Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%

Enterprise value$17.95B-13.3%

P/E18.4×+7.4×

P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp

FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Unum’s 10-Q, filed May 2, 2018, on SEC EDGAR. View the filing →

Questions, answered.

What does consolidation — premiums earned net mean?: The net revenue earned from insurance premiums after accounting for reinsurance.
How do you interpret consolidation — premiums earned net?: An increase indicates growth in the insurance book of business, while a decrease suggests policy cancellations or reduced new business production.
How does consolidation — premiums earned net compare across companies?: The fundamental 'Net Premiums Earned' metric used by all insurance companies to measure business volume.