Unum UNM Unum International — Adjusted beginning of year balance

Similar metrics at other companies

METUniversal and Variable Universal Life — Adjusted balance

303,000,000,000%+16,300,000,000pp

CINFUniversal life — Balance, end of period before shadow reserve adjustments

$142M+8.4%

METAccident & health insurance — Adjusted balance

1,820,700,000,000%-48,800,000,000pp

METWhole and Term Life & Endowments — Adjusted balance

1,535,900,000,000%+11,900,000,000pp

CINFUniversal life — Balance, end of period

$141M+8.5%

METAccident and Health Insurance Product Line — Adjusted balance

3,290,300,000,000%+19,700,000,000pp

Questions, answered.

What is Unum's unum international — adjusted beginning of year balance?

Unum (UNM) reported unum international — adjusted beginning of year balance of $376.6M in Q4 2025.

How has Unum's unum international — adjusted beginning of year balance changed year-over-year?

Unum's unum international — adjusted beginning of year balance increased by 19.4% year-over-year, from $315.3M to $376.6M.

What does unum international — adjusted beginning of year balance mean?

This represents the starting liability balance for future policy benefits at the beginning of the reporting period, adjusted for any prior period corrections or accounting changes. It serves as the baseline for the annual roll-forward of insurance reserves. It ensures comparability of liability movements across reporting periods.