Unum UNM Voluntary Benefits — Adjusted beginning of year balance

Similar metrics at other companies

METAccident & health insurance — Adjusted balance

1,820,700,000,000%-48,800,000,000pp

METWhole and Term Life & Endowments — Adjusted balance

1,535,900,000,000%+11,900,000,000pp

METAccident and Health Insurance Product Line — Adjusted balance

3,290,300,000,000%+19,700,000,000pp

METVariable Life — Adjusted balance

107,200,000,000%-3,400,000,000pp

METLong-term Care — Adjusted balance

2,153,400,000,000%+52,000,000,000pp

METVariable Annuity — Balance, end of period, net of reinsurance

$1.57B-28.0%

Questions, answered.

What is Unum's voluntary benefits — adjusted beginning of year balance?

Unum (UNM) reported voluntary benefits — adjusted beginning of year balance of 140,760,000,000% in Q4 2025.

How has Unum's voluntary benefits — adjusted beginning of year balance changed year-over-year?

Unum's voluntary benefits — adjusted beginning of year balance increased by 10.0% year-over-year, from 128,020,000,000% to 140,760,000,000%.

What does voluntary benefits — adjusted beginning of year balance mean?

This represents the restated opening balance of the liability for future policy benefits, accounting for any prior-period adjustments or changes in accounting standards. It provides a clean starting point for analyzing the year-over-year movement in reserves. This ensures that current period changes are measured against a consistent baseline.