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Unity Bancorp UNTY Interest And Fee Income Loans Residential Construction

Interest And Fee Income Loans Residential Construction at other companies

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Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept unty:InterestAndFeeIncomeLoansResidentialConstruction.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's interest and fee income loans residential construction?
Unity Bancorp (UNTY) reported interest and fee income loans residential construction of $1.83M in Q1 2026.
How has Unity Bancorp's interest and fee income loans residential construction changed year-over-year?
Unity Bancorp's interest and fee income loans residential construction decreased by 8.6% year-over-year, from $2M to $1.83M.
What is the long-term trend for Unity Bancorp's interest and fee income loans residential construction?
Over 4 years (2021 to 2025), Unity Bancorp's interest and fee income loans residential construction has grown at a 4.3% compound annual growth rate (CAGR), from $6.06M to $7.18M.
What does interest and fee income loans residential construction mean?
Represents interest and fee income from loans provided to developers or individuals for the construction of residential properties. This metric highlights the bank's participation in the residential housing supply chain and its sensitivity to real estate development trends. It is a specialized revenue stream that complements the bank's broader residential mortgage portfolio.