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Unity Bancorp UNTY Interest Expense Borrowings

Interest Expense Borrowings at other companies

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Greene County BancorpGCBC
$417K-26.7%
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$7.99M+46.5%
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Dime Community Bancshares DCOM
$8.3M-1.0%

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's interest expense borrowings?
Unity Bancorp (UNTY) reported interest expense borrowings of $984K in Q1 2026.
How has Unity Bancorp's interest expense borrowings changed year-over-year?
Unity Bancorp's interest expense borrowings decreased by 13.2% year-over-year, from $1.13M to $984K.
What is the long-term trend for Unity Bancorp's interest expense borrowings?
Over 4 years (2021 to 2025), Unity Bancorp's interest expense borrowings has grown at a 38.5% compound annual growth rate (CAGR), from $1.15M to $4.24M.
What does interest expense borrowings mean?
The interest expense paid on short-term or long-term debt obligations, such as advances from the Federal Home Loan Bank or other wholesale funding sources. It serves as a measure of the bank's cost of non-deposit leverage used to support asset growth.