Unity Bancorp UNTY Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 44.6%+5.4pp | 44%+5.3pp | 43.2%+5.5pp | 42.2%+4.6pp | 39.2%+1.5pp | |
| Free cash flow margin | 30.3%— | 33.6%— | 48.1%— | 26.9%— | —— | |
| Returns | ||||||
| Return on equity | 18.3%+3.1pp | 18.1%+3.2pp | 17.5%+2.7pp | 17%+2.0pp | 15.2%-0.2pp | |
| Return on assets | 2.1%+0.5pp | 2.1%+0.5pp | 2%+0.4pp | 1.8%+0.3pp | 1.6%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $35.11+17.5% | $33.81+16.7% | $32.64+16.5% | $31.32+16.3% | $29.88+15.1% | |
| Valuation | ||||||
| Market capitalization | $581.77M+32.4% | $519.24M+19.2% | $490.31M+43.7% | $464.34M+56.8% | $409.34M+46.5% | |
| Price / earnings | 9.6×-0.5× | 9×-1.5× | 9.1×+0.5× | 9.2×+1.6× | 9.4×+2.3× | |
| Price / sales | 4.3×+0.3× | 3.9×-0.1× | 3.9×+0.7× | 3.9×+1.0× | 3.7×+1.0× | |
| Price / book | 1.6×+0.2× | 1.5×0.0× | 1.5×+0.3× | 1.5×+0.4× | 1.3×+0.3× | |
| Free cash flow yield | 7.1%— | 8.5%— | 12.3%— | 6.9%— | —— | |
| Earnings yield | 10.4%+0.5pp | 11.2%+1.6pp | 11%-0.6pp | 10.9%-2.2pp | 10.6%-3.3pp | |
| Dividend yield | 1%-0.2pp | 1.1%-0.1pp | 1.1%-0.3pp | 1.1%-0.5pp | 1.2%-0.5pp | |
| PEG ratio | 0.2×-0.6× | 0.2×-2.2× | 0.3×— | 0.3×— | 0.8×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Unity Bancorp's ratios come from?
- Every ratio is computed from Unity Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
