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Unity Bancorp UNTY Return on assets

Return on assets at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.3%-0.1pp
PNC Financial Services logo
PNC Financial ServicesPNC
1.3%+0.2pp
Valley National Bank logo
Valley National BankVLY
1%+0.4pp
Midland States Bancorp logo
Midland States BancorpMSBI
0.5%
Greene County Bancorp logo
Greene County BancorpGCBC
1.3%+0.3pp
Citizens & Northern logo
Citizens & NorthernCZNC
0.6%-0.4pp

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Calculated from Unity Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's return on assets?
Unity Bancorp (UNTY) reported return on assets of 2.1% in Q1 2026.
How has Unity Bancorp's return on assets changed year-over-year?
Unity Bancorp's return on assets increased by 28.5% year-over-year, from 1.6% to 2.1%.
What is the long-term trend for Unity Bancorp's return on assets?
Over 5 years (2020 to 2025), Unity Bancorp's return on assets has grown at a 9.9% compound annual growth rate (CAGR), from 1.3% to 2.1%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.