Skip to content

USCB Financial Holdings, Inc. USCB Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Bank of America logo
Bank of AmericaBAC
$532.05B+1.6%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$365.71B-3.1%
PCB Bancorp logo
PCB BancorpPCB
$570.39M+1.1%
RBB Bancorp logo
RBB BancorpRBB
$526.88M-0.3%
BSR
Sierra BancorpBSRR
$1.03B-0.9%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

See full
Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

See full
Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

See full
Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

See full
Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

See full
Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

See full
Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about USCB Financial Holdings, Inc.'s noninterest-bearing deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is USCB Financial Holdings, Inc.'s noninterest-bearing deposits?
USCB Financial Holdings, Inc. (USCB) reported noninterest-bearing deposits of $620.71M in Q1 2026.
How has USCB Financial Holdings, Inc.'s noninterest-bearing deposits changed year-over-year?
USCB Financial Holdings, Inc.'s noninterest-bearing deposits increased by 2.5% year-over-year, from $605.49M to $620.71M.
What is the long-term trend for USCB Financial Holdings, Inc.'s noninterest-bearing deposits?
Over 3 years (2022 to 2025), USCB Financial Holdings, Inc.'s noninterest-bearing deposits has grown at a -2.5% compound annual growth rate (CAGR), from $629.78M to $583.86M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, typically used for transactional purposes by business and personal customers. They represent a low-cost source of funding for the bank, directly enhancing the net interest margin. A higher proportion of these deposits is generally viewed as a competitive advantage in a rising interest rate environment.