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USCB Financial Holdings, Inc. USCB Accumulated Modified Financing Receivables

Accumulated Modified Financing Receivables at other companies

USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$418K-10.7%
Trustco Bank Corp logo
Trustco Bank CorpTRST
$1.34M+53.8%
BancFirst Corporation logo
BancFirst CorporationBANF
$3.3M+73.7%
SPF
South Plains Financial, Inc.SPFI
$1.93M+192%
Bank7 Corp. logo
Bank7 Corp.BSVN
0.5%
Capital City Bank Group logo
Capital City Bank GroupCCBG
0

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableModificationsRecordedInvestment.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s accumulated modified financing receivables?
USCB Financial Holdings, Inc. (USCB) reported accumulated modified financing receivables of $418K in Q1 2026.
How has USCB Financial Holdings, Inc.'s accumulated modified financing receivables changed year-over-year?
USCB Financial Holdings, Inc.'s accumulated modified financing receivables decreased by 10.7% year-over-year, from $468K to $418K.
What is the long-term trend for USCB Financial Holdings, Inc.'s accumulated modified financing receivables?
Over 2 years (2023 to 2025), USCB Financial Holdings, Inc.'s accumulated modified financing receivables has grown at a 22.1% compound annual growth rate (CAGR), from $650K to $969K.
What does accumulated modified financing receivables mean?
This represents the cumulative balance of loans that have undergone formal restructuring or modification to assist borrowers experiencing financial difficulty. It provides visibility into the bank's efforts to manage troubled debt and mitigate potential defaults through loan modifications. A rising trend may indicate broader economic stress affecting the bank's borrower base.