Skip to content

USCB Financial Holdings, Inc. USCB Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Bank of America logo
Bank of AmericaBAC
$200M+135%
PCB Bancorp logo
PCB BancorpPCB
$517K-40.7%
BSR
Sierra BancorpBSRR
$324K+459%
Five Star Bancorp logo
Five Star BancorpFSBC
-$185K+16.3%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
-$71K+67.3%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
-$630K+38.7%

Other financials

Income statement

See full
Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

See full
Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

See full
Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

See full
Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

See full
Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

See full
Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments?
USCB Financial Holdings, Inc. (USCB) reported accretion (amortization) of discounts and premiums, investments of $374K in Q1 2026.
How has USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments increased by 76.4% year-over-year, from $212K to $374K.
What is the long-term trend for USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), USCB Financial Holdings, Inc.'s accretion (amortization) of discounts and premiums, investments has grown at a 26.8% compound annual growth rate (CAGR), from -$596K to $1.54M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the systematic allocation of discounts or premiums on investment securities over their remaining life. It reflects the difference between the purchase price and the par value of debt instruments held by the bank. Monitoring this helps investors understand the impact of investment portfolio pricing on reported net interest income.