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USCB Financial Holdings, Inc. USCB Payments to Acquire Loans and Leases Held-for-investment

Payments to Acquire Loans and Leases Held-for-investment at other companies

USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$44.09M+121%
Granite Point Mortgage Trust logo
Granite Point Mortgage TrustGPMT
$13.76M+36.4%
BILL Holdings logo
BILL HoldingsBILL
$249.21M+27.0%
General Motors logo
General MotorsGM
$3.27B-22.3%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$438.37M+192%
Federal Agricultural Mortgage logo
Federal Agricultural MortgageAGM
$0-100%

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireLoansAndLeasesHeldForInvestment.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s payments to acquire loans and leases held-for-investment?
USCB Financial Holdings, Inc. (USCB) reported payments to acquire loans and leases held-for-investment of $44.09M in Q1 2026.
How has USCB Financial Holdings, Inc.'s payments to acquire loans and leases held-for-investment changed year-over-year?
USCB Financial Holdings, Inc.'s payments to acquire loans and leases held-for-investment increased by 120.6% year-over-year, from $19.99M to $44.09M.
What is the long-term trend for USCB Financial Holdings, Inc.'s payments to acquire loans and leases held-for-investment?
Over 2 years (2022 to 2025), USCB Financial Holdings, Inc.'s payments to acquire loans and leases held-for-investment has grown at a 7.7% compound annual growth rate (CAGR), from $70.18M to $81.39M.
What does payments to acquire loans and leases held-for-investment mean?
Reflects the cash outflows dedicated to originating or purchasing loans and leases intended to be held in the bank's portfolio until maturity. This indicates the bank's growth strategy in its core lending business and its appetite for long-term interest-earning assets.