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UWM Holdings UWMC Change In Fair Value Of Retained Interest

Change In Fair Value Of Retained Interest at other companies

Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$10.21M-42.0%
MFA Financial logo
MFA FinancialMFA
$22.9M+223%
Carvana logo
CarvanaCVNA
$2M-33.3%
Bit Digital logo
Bit DigitalBTBT
-$13.11M-179%
Cherry Hill Mortgage Investment logo
Cherry Hill Mortgage InvestmentCHMI
-$12.44M-184%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$14.54M+157%

Other financials

Income statement

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Revenue$901.4M+47.0%
Net income$25.3M+285%
EPS (diluted)$0.09+175%

Balance sheet

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Cash & equivalents$424.0M-12.6%
Total debt$3.1B+6.7%
Total equity$1.6B-2.1%
Total assets$19.3B+37.1%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$19.1M+7.3%
Free cash flow-$2.2B-490%

Valuation

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Market cap$719.16M-11.6%
Enterprise value$3.4B+5.0%
P/E10.8×
P/S0.2×-0.1×

Profitability

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Operating margin-0.1%
Net margin1.9%+1.7pp
FCF margin-129.4%

Returns & leverage

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Return on equity4.1%+3.8pp
Debt / equity1.9×+0.2×
Current ratio

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept uwmc:ChangeInFairValueOfRetainedInterest.

The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UWM Holdings's change in fair value of retained interest?
UWM Holdings (UWMC) reported change in fair value of retained interest of -$303K in Q1 2026.
How has UWM Holdings's change in fair value of retained interest changed year-over-year?
UWM Holdings's change in fair value of retained interest decreased by 117.6% year-over-year, from $1.72M to -$303K.
What is the long-term trend for UWM Holdings's change in fair value of retained interest?
Over 2 years (2021 to 2025), UWM Holdings's change in fair value of retained interest has grown at a 112.6% compound annual growth rate (CAGR), from -$1.06M to $4.79M.
What does change in fair value of retained interest mean?
This represents the unrealized gains or losses resulting from the revaluation of retained interests in securitized mortgage assets. It reflects the market's assessment of the residual cash flows the company expects to receive from these securitizations. Fluctuations indicate changes in the underlying credit performance or market discount rates applied to these interests.