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Upstart Holdings, Inc. UPST Fair Value And Other Adjustments, Net

Fair Value And Other Adjustments, Net at other companies

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Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept upst:FairValueAndOtherAdjustmentsNet.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s fair value and other adjustments, net?
Upstart Holdings, Inc. (UPST) reported fair value and other adjustments, net of $14.54M in Q1 2026.
How has Upstart Holdings, Inc.'s fair value and other adjustments, net changed year-over-year?
Upstart Holdings, Inc.'s fair value and other adjustments, net increased by 157.3% year-over-year, from $5.65M to $14.54M.
What is the long-term trend for Upstart Holdings, Inc.'s fair value and other adjustments, net?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s fair value and other adjustments, net has grown at a 27.3% compound annual growth rate (CAGR), from -$29.95M to $78.72M.
What does fair value and other adjustments, net mean?
This captures the net gains or losses resulting from the revaluation of financial assets and liabilities held at fair value. It reflects the volatility and performance of the company's retained loan portfolio or related financial instruments. Investors use this to assess the impact of market fluctuations and credit risk on the company's reported revenue.