UWM Holdings UWMC Reserve for representations and warranties
Reserve for representations and warranties at other companies
Other financials
Where this comes from
Reported directly by UWM Holdings in its filing.
Tagged under the XBRL concept uwmc:ReserveForRepresentationsAndWarranties.
The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is UWM Holdings's reserve for representations and warranties?
- UWM Holdings (UWMC) reported reserve for representations and warranties of $5.58M in Q1 2026.
- How has UWM Holdings's reserve for representations and warranties changed year-over-year?
- UWM Holdings's reserve for representations and warranties decreased by 46.3% year-over-year, from $10.38M to $5.58M.
- What is the long-term trend for UWM Holdings's reserve for representations and warranties?
- Over 4 years (2021 to 2025), UWM Holdings's reserve for representations and warranties has grown at a -6.1% compound annual growth rate (CAGR), from $45.3M to $35.29M.
- What does reserve for representations and warranties mean?
- This represents the estimated liability for potential buybacks or indemnification payments required when sold mortgage loans fail to meet contractual underwriting standards. It reflects the company's assessment of credit and operational risk associated with historical loan originations. A higher reserve indicates increased anticipated costs related to loan quality issues.