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Virginia National Bankshares Corporation VABK Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

National Bankshares logo
National BanksharesNKSH
$12.7M+27.3%
C&F Financial logo
C&F FinancialCFFI
$24.11M+9.5%
First Community Corporation logo
First Community CorporationFCCO
$18.18M+30.3%
BV Financial, Inc. logo
BV Financial, Inc.BVFL
$9.12M+9.3%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$17.51M-7.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.61M+14.5%

Segments

By segment

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Corporate$13.24M+6.3%

Other financials

Income statement

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Revenue$14.4M+2.4%
Net income$5.3M+17.2%
EPS (diluted)$0.97+16.9%

Balance sheet

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Total debt$25.8M+3.2%
Total equity$186.5M+11.8%
Total assets$1.6B+0.9%

Cash flow

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Operating cash flow$7.2M+246%
CapEx$207.0K-20.1%
Free cash flow$7.0M+284%

Valuation

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Market cap$240.65M+20.8%
P/E12×+0.9×
P/S4.2×+0.6×

Profitability

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Net margin34.6%+2.1pp
FCF margin44.8%+20.7pp

Returns & leverage

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Return on equity11.3%+0.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Virginia National Bankshares Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Virginia National Bankshares Corporation’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Virginia National Bankshares Corporation's net interest income (after provisions)?
Virginia National Bankshares Corporation (VABK) reported net interest income (after provisions) of $13.24M in Q1 2026.
How has Virginia National Bankshares Corporation's net interest income (after provisions) changed year-over-year?
Virginia National Bankshares Corporation's net interest income (after provisions) increased by 6.3% year-over-year, from $12.45M to $13.24M.
What is the long-term trend for Virginia National Bankshares Corporation's net interest income (after provisions)?
Over 4 years (2021 to 2025), Virginia National Bankshares Corporation's net interest income (after provisions) has grown at a 4.0% compound annual growth rate (CAGR), from $43.97M to $51.37M.
What does net interest income (after provisions) mean?
Represents the net interest income remaining after accounting for the provision for loan and lease losses. This metric provides a more accurate view of the bank's sustainable earnings by adjusting for the expected credit risk within the loan portfolio. It is a critical indicator of the bank's true profitability after accounting for the cost of potential credit defaults.