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C&F Financial CFFI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

National Bankshares logo
National BanksharesNKSH
$12.7M+27.3%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.61M+14.5%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$17.51M-7.8%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.85M-24.8%
CNB Financial logo
CNB FinancialCCNE
$72.33M+54.3%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's net interest income (after provisions)?
C&F Financial (CFFI) reported net interest income (after provisions) of $24.11M in Q1 2026.
How has C&F Financial's net interest income (after provisions) changed year-over-year?
C&F Financial's net interest income (after provisions) increased by 9.5% year-over-year, from $22.01M to $24.11M.
What is the long-term trend for C&F Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), C&F Financial's net interest income (after provisions) has grown at a 2.8% compound annual growth rate (CAGR), from $84.79M to $94.66M.
What does net interest income (after provisions) mean?
This metric measures the core profitability of the bank's lending activities after accounting for the expected credit losses on those loans. It is calculated by subtracting the provision for credit losses from the net interest income generated by interest-earning assets. This provides a clearer view of the bank's sustainable earnings capacity from its primary lending operations.