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Westamerica Bank WABC Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Bank of America logo
Bank of AmericaBAC
$532.05B+1.6%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$365.71B-3.1%
Stellar Bancorp logo
Stellar BancorpSTEL
$3.21B+0.2%
Amerant Bancorp logo
Amerant BancorpAMTB
$1.47B-11.9%
Center Bancorp logo
Center BancorpCNOB
$2.39B+81.5%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$64.5M-12.2%
Net income$27.4M-5.8%
EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$397.3M-45.4%
Total debt$165.5M+24.2%
Total equity$882.7M-4.4%
Total assets$5.9B-1.7%

Cash flow

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Operating cash flow$39.7M-6.3%
CapEx$1.0M+410%
Free cash flow$38.7M-8.2%

Valuation

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Market cap$1.39B+14.9%
Enterprise value$1.16B+88.3%
P/E12.1×+3.0×
P/S5.4×-0.2×

Profitability

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Net margin45%-2.2pp
FCF margin46.4%-1.2pp

Returns & leverage

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Return on equity12.7%-2.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Westamerica Bank in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilitiesDomestic.

The official record: Westamerica Bank’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Westamerica Bank's noninterest-bearing deposits?
Westamerica Bank (WABC) reported noninterest-bearing deposits of $2.14B in Q1 2026.
How has Westamerica Bank's noninterest-bearing deposits changed year-over-year?
Westamerica Bank's noninterest-bearing deposits decreased by 4.7% year-over-year, from $2.24B to $2.14B.
What is the long-term trend for Westamerica Bank's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Westamerica Bank's noninterest-bearing deposits has grown at a -3.7% compound annual growth rate (CAGR), from $2.73B to $2.25B.
What does noninterest-bearing deposits mean?
This represents the total balance of customer deposit accounts that do not accrue interest, such as standard demand deposit accounts. These deposits serve as a low-cost source of funding for the bank's lending activities and are a key indicator of the institution's ability to attract operational cash from commercial and retail clients. A higher proportion of these deposits typically enhances the net interest margin by reducing the overall cost of funds.