Net Interest Income
Wells Fargo & Company Net Interest Income decreased by 1.9% to $12.10B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.2%, from $11.50B to $12.10B. Over 4 years (FY 2021 to FY 2025), Net Interest Income shows an upward trend with a 7.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase typically signals effective balance sheet management, growth in the loan portfolio, or a favorable interest rate environment, while a decrease may indicate margin compression or a decline in earning assets.
Detailed definition
Net interest income represents the difference between the interest earned on interest-bearing assets, such as loans and...
Peer comparison
Peers in the regional banking sector typically report this as a primary revenue line item, with variations driven by the specific mix of commercial versus retail lending and the sensitivity of their deposit base to market interest rates.
is_net_interest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.80B | $8.91B | $9.27B | $9.22B | $10.20B | $12.10B | $13.43B | $13.34B | $13.16B | $13.11B | $12.77B | $12.23B | $11.92B | $11.69B | $11.84B | $11.50B | $11.71B | $11.95B | $12.33B | $12.10B |
| QoQ Change | — | +1.2% | +4.1% | -0.6% | +10.6% | +18.6% | +11.0% | -0.7% | -1.3% | -0.4% | -2.5% | -4.3% | -2.5% | -2.0% | +1.2% | -2.9% | +1.9% | +2.1% | +3.2% | -1.9% |
| YoY Change | — | — | — | — | +15.9% | +35.8% | +44.9% | +44.6% | +29.1% | +8.3% | -4.9% | -8.3% | -9.4% | -10.8% | -7.3% | -6.0% | -1.8% | +2.2% | +4.2% | +5.2% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Consumer Banking and Lending | $7.02B | $7.15B | $7.02B | $6.94B | $7.20B | $7.51B | $7.54B | $7.55B |
| Corporate and Investment Banking | $1.95B | $1.91B | $2.05B | $1.79B | $1.82B | $1.87B | $2.08B | $2.18B |
| Commercial Banking | $2.28B | $2.29B | $2.25B | $1.98B | $1.98B | $1.95B | $1.99B | $1.99B |
| Wealth And Investment Management | $906.00M | $842.00M | $856.00M | $826.00M | $891.00M | $974.00M | $993.00M | $905.00M |
| Total | $11.92B | $11.69B | $11.84B | $11.50B | $11.71B | $11.95B | $12.33B | $12.10B |
Net Interest Income at Other Companies
Frequently Asked Questions
- What is Wells Fargo & Company's net interest income?
- Wells Fargo & Company (WFC) reported net interest income of $12.10B in Q1 2026.
- How has Wells Fargo & Company's net interest income changed year-over-year?
- Wells Fargo & Company's net interest income increased by 5.2% year-over-year, from $11.50B to $12.10B.
- What is the long-term trend for Wells Fargo & Company's net interest income?
- Over 4 years (2021 to 2025), Wells Fargo & Company's net interest income has grown at a 7.3% compound annual growth rate (CAGR), from $35.78B to $47.48B.
- What does net interest income mean?
- The profit a bank makes from the difference between the interest it earns on loans and the interest it pays on deposits.