Card interchange and network revenue — Fee income
Wells Fargo & Company Card interchange and network revenue — Fee income decreased by 0.1% to $1.04B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.2%, from $957.00M to $1.04B. Over 3 years (FY 2021 to FY 2024), Card interchange and network revenue — Fee income shows relatively stable performance with a 1.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests higher consumer spending volume or improved card usage penetration, while a decrease may indicate reduced transaction activity or competitive pressure on interchange rates.
Detailed definition
This metric represents the fee income generated from credit and debit card transactions processed through payment networ...
Peer comparison
Peers typically report this under non-interest income or card-related fee revenue, with variations depending on the bank's specific card portfolio mix and network partnerships.
wfc_segment_card_interchange_and_network_revenue_fee_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $957.00M | $942.00M | $938.00M | $902.00M | $994.00M | $991.00M | $991.00M | $938.00M | $1.01B | $980.00M | $906.00M | $941.00M | $977.00M | $957.00M | $958.00M | $919.00M | $1.04B | $1.04B |
| QoQ Change | — | -1.6% | -0.4% | -3.8% | +10.2% | -0.3% | +0.0% | -5.3% | +7.1% | -2.5% | -7.6% | +3.9% | +3.8% | -2.0% | +0.1% | -4.1% | +12.7% | -0.1% |
| YoY Change | — | — | — | — | +3.9% | +5.2% | +5.7% | +4.0% | +1.1% | -1.1% | -8.6% | +0.3% | -2.8% | -2.3% | +5.7% | -2.3% | +6.0% | +8.2% |
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Frequently Asked Questions
- What is Wells Fargo & Company's card interchange and network revenue — fee income?
- Wells Fargo & Company (WFC) reported card interchange and network revenue — fee income of $1.04B in Q3 2025.
- How has Wells Fargo & Company's card interchange and network revenue — fee income changed year-over-year?
- Wells Fargo & Company's card interchange and network revenue — fee income increased by 8.2% year-over-year, from $957.00M to $1.04B.
- What is the long-term trend for Wells Fargo & Company's card interchange and network revenue — fee income?
- Over 3 years (2021 to 2024), Wells Fargo & Company's card interchange and network revenue — fee income has grown at a 1.4% compound annual growth rate (CAGR), from $3.67B to $3.83B.
- What does card interchange and network revenue — fee income mean?
- Revenue earned from fees charged on credit and debit card transactions.