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Western Union WU Settlements receivable

Settlements receivable at other companies

Euronet Worldwide logo
Euronet WorldwideEEFT
$1.38B-2.6%
Remitly Global, Inc. logo
Remitly Global, Inc.RELY
$295.79M+38.5%

Other financials

Income statement

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Revenue$982.7M-0.1%
Gross profit$327.8M-10.0%
Operating income$123.0M-30.7%
Net income$64.7M-47.6%
EPS (diluted)$0.20-44.4%

Balance sheet

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Cash & equivalents$909.2M-29.5%
Total debt$2.6B-6.0%
Total assets$8.1B-2.9%

Cash flow

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Operating cash flow$109.0M-26.5%
CapEx$6.4M+88.2%
Free cash flow$102.6M-29.1%

Valuation

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Market cap$2.2B-23.5%
Enterprise value$3.91B-12.3%
P/E+1.8×
P/S0.5×-0.1×

Profitability

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Gross margin36.1%-1.2pp
Operating margin17.4%+0.2pp
Net margin10.9%-11.2pp
FCF margin11.6%

Returns & leverage

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Return on equity19.9%
Debt / equity6.3×

Where this comes from

Reported directly by Western Union in its filing.

Tagged under the XBRL concept us-gaap:SettlementAssetsCurrent.

The official record: Western Union’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Western Union's settlements receivable?
Western Union (WU) reported settlements receivable of $3.54B in Q1 2026.
How has Western Union's settlements receivable changed year-over-year?
Western Union's settlements receivable increased by 0.5% year-over-year, from $3.52B to $3.54B.
What is the long-term trend for Western Union's settlements receivable?
Over 5 years (2020 to 2025), Western Union's settlements receivable has grown at a -2.0% compound annual growth rate (CAGR), from $3.82B to $3.45B.
What does settlements receivable mean?
This represents the total amount of funds due to the company from agents, financial institutions, or payment processors related to completed money transfer transactions. It reflects the short-term liquidity tied up in the clearing and settlement process of the global money movement network. Monitoring this balance is essential for assessing counterparty credit risk and the efficiency of the company's cash conversion cycle.