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Western Union WU Consumer Services — Number Of Integrated Services

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PRCHConsumer Services — Revenue
$15.14M+2.9%

Other financials

Income statement

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Revenue$982.7M-0.1%
Gross profit$327.8M-10.0%
Operating income$123.0M-30.7%
Net income$64.7M-47.6%
EPS (diluted)$0.20-44.4%

Balance sheet

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Cash & equivalents$909.2M-29.5%
Total debt$2.6B-6.0%
Total assets$8.1B-2.9%

Cash flow

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Operating cash flow$109.0M-26.5%
CapEx$6.4M+88.2%
Free cash flow$102.6M-29.1%

Valuation

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Market cap$2.41B-10.5%
Enterprise value$4.12B-6.8%
P/E5.5×+2.5×
P/S0.6×-0.1×

Profitability

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Gross margin36.1%-1.2pp
Operating margin17.4%+0.2pp
Net margin10.9%-11.2pp
FCF margin11.6%

Returns & leverage

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Return on equity19.9%
Debt / equity6.3×

Where this comes from

Reported directly by Western Union in its filing.

Tagged under the XBRL concept wu:NumberOfIntegratedServices.

The official record: Western Union’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Western Union's consumer services — number of integrated services?
Western Union (WU) reported consumer services — number of integrated services of 1 in Q4 2025.
What does consumer services — number of integrated services mean?
This metric measures the total count of distinct service offerings or integrated financial products available to consumers within the segment's ecosystem. It serves as a proxy for the breadth of the value proposition and the company's ability to cross-sell additional financial utilities to its existing user base. An increasing number of integrated services typically indicates a strategy focused on deepening customer engagement and increasing lifetime value.