Business Segments · Year Five
Mortgage — Year Five
Arch Capital Group Mortgage — Year Five increased by 33.3% to 9.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 33.3%, from 7.2% to 9.6%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2016
Last reportedQ4 2025
How to read this metric
Low loss emergence in year five suggests that the initial underwriting was conservative and effective.
Detailed definition
Represents the loss development or financial performance metrics for the fifth year of a mortgage insurance underwriting...
Peer comparison
Standard cohort-based underwriting analysis used by mortgage insurers.
Metric ID:
acgl_segment_mortgage_year_fiveHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 4.4% | 4% | 4.7% | 7.2% | 9.6% |
| QoQ Change | — | -9.1% | +17.5% | +53.2% | +33.3% |
| YoY Change | — | -9.1% | +17.5% | +53.2% | +33.3% |
Range4% – 9.6%
CAGR+118.2%
Avg YoY Growth+23.7%
Median YoY Growth+25.4%
Current Streak3 quarters growth
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Frequently Asked Questions
- What is Arch Capital Group's mortgage — year five?
- Arch Capital Group (ACGL) reported mortgage — year five of 9.6% in Q4 2025.
- How has Arch Capital Group's mortgage — year five changed year-over-year?
- Arch Capital Group's mortgage — year five increased by 33.3% year-over-year, from 7.2% to 9.6%.
- What does mortgage — year five mean?
- Performance data for mortgage insurance policies during their fifth year of coverage.