Arch Capital Group Mortgage — Year Six increased by 68.0% to 4.2% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 68.0%, from 2.5% to 4.2%. This increase may warrant attention — for this metric, lower values are generally preferred.
Minimal loss activity in year six confirms the successful runoff of the underwriting cohort.
Represents the loss development or financial performance metrics for the sixth year of a mortgage insurance underwriting...
Standard cohort-based underwriting analysis used by mortgage insurers.
acgl_segment_mortgage_year_six| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 2.1% | 1.8% | 1.8% | 2.5% | 4.2% |
| QoQ Change | — | -14.3% | +0.0% | +38.9% | +68.0% |
| YoY Change | — | -14.3% | +0.0% | +38.9% | +68.0% |