Operating

Total provisions for credit losses

American Express Total provisions for credit losses decreased by 11.5% to $1.25B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.8%, from $1.15B to $1.25B. Over 4 years (FY 2021 to FY 2025), Total provisions for credit losses shows an upward trend with a 37.5% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
First reportedQ1 2018
Last reportedQ1 2026Apr 23, 2026
Metric ID: operating_provision_for_loan_losses_expensed

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$606.00M-$191.00M$0.00-$33.00M$410.00M$778.00M$1.03B$1.06B$1.20B$1.23B$1.44B$1.27B$1.27B$1.36B$1.29B$1.15B$1.41B$1.29B$1.41B$1.25B
QoQ Change+68.5%+100.0%>999%+89.8%+32.0%+2.7%+13.6%+2.9%+16.5%-11.7%-0.1%+6.9%-4.7%-11.0%+22.2%-8.4%+9.9%-11.5%
YoY Change+167.7%+507.3%>999%+192.2%+58.5%+39.9%+20.3%+5.8%+10.0%-10.1%-9.4%+10.8%-5.1%+9.4%+8.8%
Range-$606.00M$1.44B
CAGR+16.5%
Avg YoY Growth+286.9%
Median YoY Growth+10.8%

Business Segments

View all
SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26
USCS$631.00M$829.00M$734.00M$773.00M$631.00M
CS$329.00M$360.00M$332.00M$359.00M$380.00M
ICS$192.00M$210.00M$218.00M$211.00M$238.00M
GMNS-$2.00M$5.00M$5.00M$70.00M$4.00M
Total$1.15B$1.41B$1.29B$1.41B$1.25B

Total provisions for credit losses at Other Companies

Frequently Asked Questions

What is American Express's total provisions for credit losses?
American Express (AXP) reported total provisions for credit losses of $1.25B in Q1 2026.
How has American Express's total provisions for credit losses changed year-over-year?
American Express's total provisions for credit losses increased by 8.8% year-over-year, from $1.15B to $1.25B.
What is the long-term trend for American Express's total provisions for credit losses?
Over 4 years (2021 to 2025), American Express's total provisions for credit losses has grown at a 37.5% compound annual growth rate (CAGR), from -$1.47B to $5.26B.