Time Deposits, at or Above FDIC Insurance Limit
Capital One Financial Time Deposits, at or Above FDIC Insurance Limit increased by 1.7% to $17.70B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 40.5%, from $12.60B to $17.70B. Over 2 years (FY 2023 to FY 2025), Time Deposits, at or Above FDIC Insurance Limit shows an upward trend with a 4.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
A high proportion of uninsured deposits increases liquidity risk during periods of market stress.
Detailed definition
The portion of time deposits that exceeds the standard FDIC insurance coverage limit per depositor. These deposits are c...
Peer comparison
Critical metric for assessing bank stability, especially following industry-wide deposit volatility events.
other_time_deposits_at_or_above_fdic_insurance_limitHistorical Data
| Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | $15.80B | $13.10B | $14.50B | $14.70B | $15.20B | $12.60B | $16.00B | $16.90B | $17.40B | $17.70B |
| QoQ Change | — | -17.1% | +10.7% | +1.4% | +3.4% | -17.1% | +27.0% | +5.6% | +3.0% | +1.7% |
| YoY Change | — | — | — | — | -3.8% | -3.8% | +10.3% | +15.0% | +14.5% | +40.5% |
Time Deposits, at or Above FDIC Insurance Limit at Other Companies
Frequently Asked Questions
- What is Capital One Financial's time deposits, at or above fdic insurance limit?
- Capital One Financial (COF) reported time deposits, at or above fdic insurance limit of $17.70B in Q1 2026.
- How has Capital One Financial's time deposits, at or above fdic insurance limit changed year-over-year?
- Capital One Financial's time deposits, at or above fdic insurance limit increased by 40.5% year-over-year, from $12.60B to $17.70B.
- What is the long-term trend for Capital One Financial's time deposits, at or above fdic insurance limit?
- Over 2 years (2023 to 2025), Capital One Financial's time deposits, at or above fdic insurance limit has grown at a 4.9% compound annual growth rate (CAGR), from $15.80B to $17.40B.
- What does time deposits, at or above fdic insurance limit mean?
- Time deposits that are not fully covered by government insurance.